PAYMENT METHODS

WebAntics Online accepts the following payment methods:

- EFTs (Electronic Fund Transfers). Please use your order or invoice number as a reference.
- Visa and MasterCard Credit Cards
- Cash Deposits
- Cheque Deposits. May take 7-10 days to clear before shipping
- FNB Cell Pay Point

We may need to confirm your identity prior to shipping your order.
All transactions will be processed in South African Rands (ZAR).

For security reasons we do not accept COD (cash-on-delivery) in the form of cash, company cheque, personal cheque, Postal Orders or any other method not listed here.

EFTs (Electronic Fund Transfers)
You can transfer the amount directly into our bank account. Please use your order or invoice number as a reference for your payment. Once the transfer has been done, please email or fax us your payment confirmation to avoid any delays with your order. Once your payment has been confirmed, your order will be processed and we will send you a notification email advising you of this. Please note that your order will only be processed once payment has been confirmed.

Our banking details are as follows:

BANK: Standard Bank
BRANCH: Melville, Johannesburg
ACCOUNT NO: 201084112
BRANCH CODE: 006105
NAME OF ACCOUNT: WebAntics

Visa and MasterCard Credit Cards
WebAntics Online accepts credit card payments via a secured Payment Gateway solution provided by Paygate (www.paygate.co.za). PayGate is a secure, reliable and easy to use credit card processing facility.

The web Credit Card payment services we use are designed to facilitate 3D Secure processing. 3D Secure (MasterCard SecureCode and Verified by Visa) is an online credit card security system provided by MasterCard and Visa and supported by the majority of banks worldwide. When a card has been registered for 3D Secure, the card holder will be prompted to enter a PIN number as identification before the transaction can be processed.

Your pin-code enhances your existing credit card account by protecting you against unauthorized use of your card when shopping online at participating online retailers. It is a little like the security measure that is being used on new credit cards that come embedded with a micro chip requiring owners to enter their private code to pay for transactions. Some of our clients are unaware of this new safety measure or have problems with their cards because they have not registered.

How does it work?
- You can set up your Verified by Visa or MasterCard Secure password and activate your card in just a few minutes by contacting your Bank and asking to register for 3D Secure Online Payments.
- Once you activate your card, Verified by Visa and MasterCard Secure protects you at every participating on-line store
- When you shop at a participating on-line store, your card will be automatically recognised as protected by Verified by Visa or MasterCard Secure
- When you are completing your purchase, your issuing bank will verify your password

For more information on 3D Secure please refer to the following websites:
Standard Bank
Nedbank
ABSA
First National Bank

WebAntics Online uses 3D Secure Processing to protect ourselves as well as you, the cardholder, in order to reduce fraudulent transactions both in our shopping store and on your card. Additional authentication and verification using the Verified by Visa and MasterCard SecureCode, is required to ensure that an unauthorized user is not using your card for theft of goods and services at our online store. This reduction in fraud results in a reduction in costs which then in turn benefits you the customer.

However should you prefer not to register for 3D Secure or make payment, we do offer you the alternative or making payment by EFT (Electronic Funds Transfer). If you would like to receive a Proforma Tax invoice, please contact our Customer Services Department. Credit Card Budget Payments When finalising payment on the credit card payment page, you will be able to make payment using your

Credit Card budget facility.
The budget facility can be used for purchases over R 300 and can be paid off over a period of 6 to 48 months.

Authorisation and Settlement Costs
In order to further reduce our risk of fraudulent attempts via credit card payments; we do a verification check on all of the credit card transactions via our website to verify the user and payment details. This protects you, the customer, as well as us from incurring any additional costs because of criminal activity. To cover administration costs incurred as well as the authorisation fees of credit card payments at our Online Shopping Store, we charge an additional 1.5% settlement fee on your total order when checking out.

Should you prefer not to complete payment by credit card, you do have the option of making an EFT (Electronic Funds Transfer) or Cash Deposit to avoid this charge. Details on how and where to make payment will be included on your Order confirmation email. If you would like to receive a Proforma Tax invoice, please contact our Customer Services Department.